Habitat for Humanity London builds homes in London, Ontario. In order to qualify to become a Habitat for Humanity London homeowner you must be a resident of London, Ontario*
The basic criteria for eligibility include:
- A need for housing
- Ability to pay
- Ability to partner
1. A need for housing can be demonstrated if:
- Your current housing is unsafe or unhealthy
- There are insufficient bedrooms for all members of your family according to CNIT standards**
- You spend a disproportionate percentage of your income on housing (40% or more)
2. Ability to pay can be demonstrated if:
- You have a steady source of income (Ontario Work and Employment Insurance do not qualify)
- You have a minimum income of $23,769 annually
- You have an income that does not exceed the CNIT standards (see below)
- You have a good credit rating and manageable debt ratio
3. Ability to partner
- You are able to do 500 hours of sweat equity with HFHL
- You are able to participate in all home ownership preparation workshops and training sessions.
*People who have worked in London for at least 3 years and who live within 5 km of London and would be willing to move to a home in London may be considered if they meet all other criteria.
HFHL administers Adopt-A-Home programs in the surrounding counties of Middlesex, Elgin and Oxford from time to time. In those instances families from within the host community will be considered eligible.
For more information on affiliates located throughout Ontario and Canada go to Habitat.ca
**Bedrooms Required* 2008 Core Need Income Threshold (CNIT)
1 $27,000
2 $35,500
3 $41, 500
4+ $50,000
*For the purpose of determining core housing need, suitable accommodation is defined as: a maximum of 2 and a minimum of 1 person per bedroom based on the following:
- parents are eligible for a separate bedroom from their children
- household aged 18 or more are eligible for a separate bedroom unless married or otherwise common-law
- dependents aged 5 or more of the opposite sex do not share a bedroom
